Bad credit shouldn't define you. We aggressively dispute unfair, inaccurate, and unverified negative items with all three bureaus to help you qualify for homes, cars, and better interest rates.
By law, you have the right to an accurate credit profile. We leverage the Fair Credit Reporting Act (FCRA) to force bureaus to remove unverifiable negative items.
Even one late payment can drop your score by 100 points. We challenge their validity.
We force collection agencies to prove they have the legal right to report your debt.
Public records must be 100% accurate. If the bureaus make a mistake, it must be deleted.
Remove unauthorized credit checks that are dragging down your overall score.
A simple, transparent 3-step process to get your credit profile clean and ready for major approvals.
We pull your credit reports from all three bureaus for free and identify exactly which items are hurting your score.
Our attorneys draft aggressive, custom dispute letters to the credit bureaus and your creditors, demanding proof or deletion.
As negative items fall off, your score improves. You get 24/7 access to your portal to watch your progress in real time.
"I had 4 medical collections and 2 late payments dragging me down to a 580. In just 4 months, they got everything removed. I just closed on my first house with a 715!"
Score Boost: +135 Pts
"My auto loan interest rate was insane because of an old charge-off. They disputed it, it was deleted, and I refinanced my car, saving me $200 a month."
Score Boost: +92 Pts
"I tried doing it myself for years with no luck. The experts here know exactly what loopholes to use. Highly professional and the client portal is super transparent."
Score Boost: +105 Pts
Fill out this secure form. An assigned credit analyst will pull your summary for free (no hard inquiry) and call you with a custom game plan.
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Our initial review uses a soft pull only.